Our Method

Investment Club Values. Institutional Expertise.

Since 1981, we've managed portfolios the same way Ralph and Maury started—through disciplined research, individual stock selection, and genuine relationships. No gimmicks. No chasing trends. Just proven principles that build wealth over time.
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How We're Different From Everyone Else

The Provident Difference

Most investment firms have abandoned individual stock selection for convenient mutual fund packages. They've replaced personal relationships with call centers. They've prioritized growth through acquisition over serving existing clients. We've gone the opposite direction, and our 40-year track record proves it works.

What We Do

  • Individual stocks you can see and understand
  • Same portfolio managers for years
  • Always independent since 1981
  • Answer phones during business hours
  • One transparent management fee
  • CFA-credentialed portfolio managers
  • Quarterly personalized letters

What Most Firms Do

  • Mutual fund layers with hidden holdings
  • Rotating advisors and call center staff
  • Acquired by larger firms every few years
  • Voicemail and email-only communication
  • Multiple layers of fees and commissions
  • Sales representatives with CFP designations
  • Generic computer-generated reports
Hear It From Us

Our Method Explained

No gimmicks. No chasing trends. Just proven principles that build wealth over time. Since 1981, we've managed portfolios the same way Ralph and Maury started—through disciplined research, individual stock selection, and genuine relationships.

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Category
82k

+136

75 %

Total Revenue

JAN

12k

+432

FEB

1.2m

+3k

Lorem
$843.00
3.31%
Four decades of the same disciplined approach

Results Through Research™

Growth at Reasonable Prices
We seek companies positioned to grow faster than the economy, but only when we can buy them at fair valuations. We're not interested in paying premium prices for popular stories—we want good businesses at reasonable prices.


Long-Term Focus
Our typical holding period is 3-5 years, not 3-5 months. This patient approach lets winners compound, minimizes taxes, and avoids the transaction costs of constant trading. We're building wealth, not generating activity.


Quality Over Popularity
We look for companies with competitive advantages, strong management teams, healthy balance sheets, and shareholder-friendly policies. These qualities matter more than whatever sector is currently fashionable.

Our Team

Meet Your Portfolio Managers

Our senior investment team averages over 20 years of experience, and every portfolio manager is a Chartered Financial Analyst.
Scott Horsburgh, CFA®
Scott Horsburgh, CFA®
President · Lead Portfolio Manager
Dan Boyle, CFA®
Dan Boyle, CFA®
Senior Vice President
Miles Putnam, CFA®
Miles Putnam, CFA®
Vice President
James Skubik, CFA®
James Skubik, CFA®
Portfolio Manager
Our Full Team
Contact US

Get in Touch with Us

Reach out today to discuss how we can support your investment goals. Our team is ready to provide answers, offer solutions, and start your journey toward success.
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Have any Question?

(800) 449-6970